Why the time is right for SBI customers to move to MCLR ...

With State Bank of India (SBI) lowering marginal cost of funds based lending rate (MCLR) by 90 basis points to 8%, the time is ripe for existing customers to move from base rate to MCLR.

By: FE Bureau | Mumbai | Updated: January 3, 2017 12:17 PM

SBI chairman Arundhati Bhattacharya said on Monday that the bank has decided to club the switchover fee with the equated monthly instalment (EMI) so that...

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Website: http://www.financialexpress.com

Related topics : home loan interest rate sbi / india bank loan interest rates / home loan interest rate of all banks / india bank loan rates / india bank loan growth

Business Loans in India - Apply for Small Business Loan ...

Customer Care

Fullerton India Advantage

Benefit from loans up to 50 Lakhs, without any collateral, for self -employed businessmen involved in Manufacturing, Trading and Service industry

Quick approval and hassle-free processing

Easy EMI repayments through cheques or ECS

Convenience of service at your doorstep 

Minimal paperwork & Documentation

Credit Shield offerings (Insurance Cover for your...

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Website: http://fullertonindia.com

Related topics : loan for business in india / apply loan for business / loan small business / business term loan / get business loan

BOI Star Personal Loan – Bank Of India

BOI Star Personal Loan

 

Star Personal Loan Scheme provides loan to meet various Personal requirements of customers and their family.

Bank offers loans for marriage expenses, medical expenses, educational expenses, purchase of consumer durables etc. Maximum quantum of advance is Rs.10.00 lakhs, depending upon the income, with very attractive interest rate and easy repayment plan.

Please approach our nearest Branch and avail the loan to fulfil your personal needs.

Product

BOI Star Personal Loan Scheme

Eligibility

Salaried employees,...

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Website: http://www.bankofindia.co.in

Related topics : india bank loan interest rates / india bank loan rates / india bank loan / bank loan interest rates / bank loan rate

HOW TO CALCULATE INTEREST FREE /CONCESSIONAL LOAN ...

If Interest free or concessional Loan is given to employee (or to any member of his household ) is chargeable to tax as a perquisite to the employee.All employees are Covered under this scheme whether Govt /semi Govt/private ,specified /Non specified .

Meaning of Member of House Hold"member of household" shall include--

(a) spouse(s),

(b) children and their spouses,

(c) parents, and

(d) servants...

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Date: 2017-02-27 22:28:16
Website: http://www.simpletaxindia.net

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Get Instant Cash Loan Online in India - India Microfinance

Are you looking to get an emergency cash loan sanctioned within a short duration of 1-2 hours online ? Then read on.

Many of us face an emergency where we require an instant cash loan on the same day. Such a situation can arise in the case of a medical emergency, financial opportunity or urgent loan repayment. Getting a loan within a short time of 24-48 hours is very difficult, especially from...

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Website: http://indiamicrofinance.com

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Axis Bank - Wikipedia

History[ edit ]

UTI Bank opened its registered office in Ahmedabad and corporate office in Mumbai in December 1993. [8] The first branch was inaugurated on 2 April 1994 in Ahmedabad by Dr. Manmohan Singh , the Finance Minister of India. UTI Bank began its operations in 1993, after the Government of India allowed new private banks to be established. The Bank was promoted in 1993 jointly by the...

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Date: 2017-02-27 16:00:49
Website: https://en.wikipedia.org

Related topics : india bank loan rates / india bank loan for nri / indian bank loan / india bank loan / bank home loan

Education Loan | Study Loan | EMI Calculator | Study Abroad

Avanse Financial Services Ltd and its representative to call me or sms me with reference to this enquiry.

Submit

Ã?

Base Lending Rate

We always aim to offer you competitive interest rates on your Avanse Education loan. The rate of interest on your loan is calculated as: Interest Rate = Avanse Base Rate + Spread Our current Base Lending Rate is 11.5% The Spread is determined individually and is based on analysis of the credit and...

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Website: http://www.avanse.com

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Best Car Loan in India, Car Loan Interest Rate - Federal Bank

��� Proof of Business existence & Business Profile

��� Last 12 months bank a/c statements

��� IT returns for 2 years supported by Balance Sheet, P&L Account for the past two years. Where ever available, Tax paid challans may also be collected OR Last 2 years IT returns supported by Tax calculation sheet & Tax paid challans

Non Resident Salaried (either of option1 or option 2)

��� Option 1

o��� NRE account statement with any...

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Website: http://www.federalbank.co.in

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6 Best Banks to Refinance and Consolidate Your Student ...

Eric

Hi Jeffrey,

I understand what rate shopping is, but when I followed the myfico.com link it only mentioned student loans, but nothing about student loan refinancing (which I assumed would be a bit different). I called their customer support and they told me that refinancing would not fall under this category. Perhaps there is a misunderstanding?

Jeffrey Trull

Hi Eric,

Thanks for your...

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Website: https://studentloanhero.com

Related topics : direct loan consolidation interest rates / debt consolidation loan interest rates / interest student loan / india bank loan interest rates / bank loan interest rates

Home Loan Products - SBI Corporate Website

SBI FLEXIPAY HOME LOAN

Higher Home Loan eligibility with flexible repayment option.

Upto 1.2 times higher loan eligibility compared to loan eligibility under normal Home Loan schemes available to working professionals / executives.Loan amount, however, must be Rs.20 Lacs or higher.

Salaried applicants with minimum 2 year experience and aged between 21- 45 years will be eligible to avail of SBI...

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Website: https://www.sbi.co.in

Related topics : emi home loan eligibility calculator / emi home loan sbi / loan calculator home loan sbi / home loan interest rate of all banks / home loan interest rate sbi

Home Loan, Home Loan Interest Rates - Kotak Mahindra Bank

Number of dependents

Probability of the individual continuing in the same occupation

Loans can be applied by individuals, either solely or jointly. Owners of the current property, in respect of which the loan is being sought, will have to be co-applicants. However, the co-applicants need not be co-owners of the Property.

Apart from the application form, you will be required to submit the...

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Date: 2017-02-28 08:19:59
Website: http://www.kotak.com

Related topics : commercial property loan interest rates / home loan rate interest / commercial property loan rates / rates home loan / india bank loan interest rates

5 Tips to Prepay Home Loan Faster - Nitin Bhatia

For any Home Loan Borrower, to prepay Home Loan is topmost priority. As i discussed in my earlier posts that Home Loan interest increase the overall cost of property. Some of my readers mentioned that they are availing tax deduction but they ignored the fact that they lost HRA ( House Rent Allowance ) component. At macro level, if your property is appreciating at 10% and at the same time you are...

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Website: http://www.nitinbhatia.in

Related topics : home loan interest rate of all banks / home loan rate interest / home finance loan / home loan first / home loan interest

Car Loan EMI Calculator in India | AutoPortal.com

84

0

In the excitement of buying a new car, people often overlook the criticality of car loan details. It is very crucial to get your facts right when you are applying for a car loan , to avoid regretting later. Before applying for a car loan, it is always recommended to check the amount of EMI that you will have to pay using a Car Loan EMI Calculator and compare the loan deals from several banks...

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Website: https://autoportal.com

Related topics : used car loan emi calculator / india bank loan emi calculator / car bank loan interest rate / loan payment calculator car / car bank loan calculator

Home Loans - SBI Corporate Website

Revised switchover fee structure (w.e.f. 23.02.2017): HOME LOAN & HOME TOPUP LOAN

HOME LOAN

0.30%, plus applicable service tax of loan outstanding (D.P. in case of Maxgain), subject to a minimum of Rs. 2,000/-, plus taxes and maximum of Rs. 25,000/-, plus taxes.

HOME TOPUP LOAN

Provision has also been made for switch-over facility to the Base Rate linked Home Top-up Loans to switch-over to the applicable MCLR linked card interest rate on payment of switch-over fee. The switch-over fee will be similar to the fee applicable under Home...

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Website: https://www.sbi.co.in

Related topics : home loan interest rate sbi / home loan rate interest / sbi loan home / rates home loan / home india loan

Home Loan | Housing Loan | Apply for Home Loan | HDFC Bank

for an HDFC Home Loan.

Expand All

What's the product all about?

HDFC Bank brings HDFC home loans to your doorstep. Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs, HDFC Home Loans, help you realize your dream.

The HDFC Advantage

Pioneer of Housing Finance in India with over 35 years of lending experience

For over 3...

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Website: http://www.hdfcbank.com

Related topics : home loan hdfc / home credit loan apply / bank home loan / home improvement loan rates / emi home loan

SBI MaxGain Home Loan Review - With FAQ’s - Jagoinvestor

4

In this article we are going to share SBI Maxgain Home Loan review with you. Now a days many home loan borrowers are opting a particular type of home loan from State Bank of India which is called Max Gain because it has many advantages compared to other kind of home loan scheme's. In this SBI Max Gain home loan, an Overdraft (OD) account is assigned to the customer's home loan & any amount...

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Website: http://www.jagoinvestor.com

Related topics : emi home loan sbi / home loan interest rate sbi / home loan interest rate of all banks / loan calculator home loan sbi / sbi loan home

Bank of Baroda Education Loan - Student Loan in India

Bank of Baroda Education Loan

Terms & Conditions

All Graduation courses

All Post Graduation courses & Doctorate courses

Professional Courses viz. Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, Ayurved, Homeopathy, Physiotherapy, Hotel Management, Hospital Management, Interior Designing, Architecture, Event Management, Mass Communication, Fashion Technology,...

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Date: 2017-02-21 09:12:10
Website: http://www.successcds.net

Related topics : india bank loan interest rates / bank loan interest rates / bank student loan / student loan education / india bank loan rates

NRI Home Loan - Home Loans for NRI in India - NRI Loans

NRI Home Loan

Key Highlights

Variety of products depending on your unique needs such as buying a house, building a house or purchasing property in India, and more.

Speed and convenience - online loan application as well as online tracking of application.

Overview

Want to buy or build a new home? Purchase land? Whatever be your unique need, ICICI Bank has a loan product just for you.

Attractive interest rates on a monthly reducing basis.

Choice from fixed and floating interest rates.

Part-prepayment facility for zero fees.

Free personal accident insurance...

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Website: https://www.icicibank.com

Related topics : home improvement loans with no equity / interest rate home equity loan / home loan interest rate of all banks / home india loan / home improvement loan rates

Bank of Baroda - India's International Bank - Personal ...

Deposits   |   Gen-Next   |   Loans   |   Credit Cards   |   Debit Cards   |   Services   |   Lockers

Baroda Home Loan

Bank of Baroda invites you to be a proud owner of your own home and offers easy Home Loan...

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Website: http://www.bankofbaroda.com

Related topics : home credit loan number / home owner loan / bank home loan / home credit loan / new home loan

Bank credit growth lowest in 18 years as companies borrow ...

Bank credit growth lowest in 18 years as companies borrow less

Bank credit growth dropped to a 18-year low while deposit growth fell to a 19-year low in 2014-15 with fresh investment proposals from corporates drying up completely and projects announced in the past remaining stuck because of legacy issues.

TNN | Apr 16, 2015, 04.10 AM IST

Data released by the Reserve Bank of India on Wednesday...

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Date: 2016-01-15 09:46:03
Website: http://timesofindia.indiatimes.com

Related topics : india bank loan growth / india bank loan rates / india bank loan / bank home loan / auto loan bank

Mortgage Loan | Reverse Mortgage Loan - IDBI Bank

We have developed the Product Reverse Mortgage Loan with an objective of supplementing present income/Pension income in the form of regular stream of payments to cover genuine expenses of Senior Citizens.

Salient Features of Reverse Mortgage Loan

Loan Purpose:

Finance to Senior Citizen on regular basis for the purpose of,

o Upgradation, renovation and extension of residential property.

o For uses...

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Website: http://www.idbi.com

Related topics : mortgage loan rate of interest in india / commercial mortgage loan interest rates / mortgage loan rate of interest / loan mortgage interest / mortgage loan rates in india

Education Loan: Apply Online in India, Interest Rates

Loan Schemes

News & Updates

15 July 2016 : NSDL e-Gov has launched online paperless application facility for PAN cards using eSign.

Shri Arun Jaitley, Honorable Union Finance Minister in his budget speech for FY...

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Website: https://www.vidyalakshmi.co.in

Related topics : india bank loan interest rates / loan education india / online apply loan / student loan education / india bank loan rates

Education Loan Scheme – The Bank of Rajasthan Ltd.

Synopsis/ Objectives

This is an ideal scheme which provides financial support to deserving and meritorious students for pursuing technical / professional higher education in India as well as abroad. The main emphasis is that every meritorious student even poor is provided with an opportunity to pursue education with the financial support and on liberal / simple terms and...

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Date: 2014-09-23 10:12:36
Website: https://www.icicibank.com

Related topics : india bank loan interest rates / bank loan interest rates / india bank loan rates / interest bank loan / student loan education

Mortgage Rates, Mortgage Loans, Housing Finance in India

IndianGround.Com » Mortgage

Mortgage in India

The Mortgage Financing industry was estimated approximately at US $ 18 billion in India. The mortgage industry is undergoing a change as the market is dominated by banks in the direct housing finance sector. Though the housing finance industry in...

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Website: http://www.indianground.com

Related topics : mortgage loan rates in india / loan mortgage financing / india bank loan rates / commercial loan mortgage rates / loan mortgage rate

Free CIBIL Score.Tips to Improve Bad CIBIL Rating for Good ...

Free CIBIL Score. Tips to Improve Credit Rating with Credit Scoring Explained

Date: July 16, 2016

Know What is CIBIL and how is it Calculated. How to get Free CIBIL Score including a Good or Bad Score. Tips to Improve Credit Rating

 

What is CIBIL & How is Credit Score Calculated

CIBIL full form is Credit Information Bureau (India) Limited.

CIBIL is an Autonomous Body which collects Information...

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Date: 2017-02-28 09:27:38
Website: http://www.mycarhelpline.com

Related topics : credit score loan rate / car loan bad cibil score / home loan bad credit score / credit score loan car / credit score loan home

Education Loan for Indian Students - The Chopras

Education Loans

Education Loans

The number of students opting for higher education abroad has increased exponentially in the past two decades. Also, there is a drastic increase in the number of students opting for overseas education loan due to increase in the expenses of quality education abroad. Today there are numerous lenders offering loans to students.

Education loan for India is also...

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Website: http://www.thechopras.com

Related topics : student loan education / loan education india / loan educational / loan education / student loan programs for repayment

Business Portal of India : Business Financing : Government ...

An entrepreneur requires a continuous flow of funds not only for setting up of his/ her business, but also for successful operation as well as regular upgradation/ modernisation of the industrial unit. To meet this requirement, the Government (both at the Central and State level) has been undertaking several steps like setting up of banks and financial...

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Website: http://www.archive.india.gov.in

Related topics : india bank loan interest rates / financing business loan / business loan credit requirements / commercial loan financing / bank loan interest rates

Deutsche Bank - Private Banking | Business Banking | Home ...

Long and short of our Fixed Deposit?

Better rates.

Contact your relationship manager today.

Home Loan

Allow us to help you get a little closer to your perfect home

- Loan amount up to Rs. 10 crores

- Attractive rate of interest

- Choice between fixed and floating...

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Date: 2017-02-22 14:41:31
Website: http://www.deutschebank.co.in

Related topics : bank home loan / financing business loan / business property loan / loan small business / home loan rate interest

Home Loan EMI Calculator, Housing Loan Calculator India ...

Outstanding balance after payment of each EMI

How is the borrowed amount and interest due paid through EMIs?

Each EMI repays a part of principal i.e. the borrowed amount and the interest due on the borrowed amount. The proportion of each EMI utilised for repayment of principal and interest, however, varies over time.

Banks and financial institutions, in general, calculate EMI through a common mathematical formula. Thus, for a given loan amount, tenure and interest rate, the EMI calculated and the amortisation schedule offered by banks and Non-Banking Financial Companies (NBFCs) will...

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Website: https://www.icicibank.com

Related topics : emi home loan calculator / india bank loan emi calculator / loan home payment calculator / loan calculator payment amount / loan calculator emi

Growth in realty will remain flat, but it may be the best ...

With huge inventory lying unsold across the country, the road to recovery looks long and winding for the real estate sector. According to experts, it will take another five years to sell the 7 lakh units, but lack of buyers' interest will make it more and more difficult for developers to complete existing projects. Even the festive season and the recent round of rate cuts by the Reserve Bank of...

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Website: http://indiatoday.intoday.in

Related topics : real estate homes / home loan interest rate of all banks / india bank loan interest rates / home loan rate interest / bank loan interest rates

Small Business Loans in India, Loan Interest Rate for ...

SME & COMMERCIAL LOANS

My experience with HeroFinCorp has been very good, Communication with our representative & their funding department & credit department has been reliable & responsive. Their team works truly hard for meeting the timelines. I would like to make a special mention of the ease & reliability of their funding process, which is always a key of financial success for any...

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Website: https://www.herofincorp.com

Related topics : commercial business loan interest rate / business loan credit requirements / commercial business loan terms / loan for business start up india / commercial business loan rates

HDFC Bank Education Loan- Student Loan in India

Income Documents           

Salaried

Latest 2 Salary Slips carrying date of joining details

Latest 6 Months Bank Statement of the Salary Account.

Self Employed

Last 2 Year ITR with Computation of Income

Last 2 Years Audited Balance Sheet

Last 6 Months Bank Statement

Proof of Turnover (Latest Sales / Service Tax Return)

Self Employed - Professional

Last 2 Year ITR with Computation of...

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Date: 2017-02-21 09:11:43
Website: http://www.successcds.net

Related topics : student loan education / get student loans paid off / get student loans paid for / get student loan statement / get student loans

SME Short Term Loans - India's International Bank

SME Short Term Loans

To meet temporary shortfall / mismatch in liquidity, for meeting genuine business requirements only.

ENTERPRISES GROUP:

Micro, Small & Medium Enterprises as per Regulatory definition and all other entities with annual sales turnover up to Rs. 150/- crores.

ELIGIBILITY CRITERIA

Satisfactory credit rating for the last three years.(BOB-5 & ABOVE)

Latest Balance Sheet etc. should be available.

Satisfactory financial performance in terms of sales /...

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Website: http://bankofbaroda.com

Related topics : bank loan short term / short term loan definition / loan short term / india bank loan interest rates / india bank loan rates

Mallya loan default case: Ex-IDBI Bank chairman among 8 ...

Mallya loan default case: Ex-IDBI Bank chairman among 8 arrested

  Mon, Jan 23 2017 05:26:46 PM

Updated

New Delhi, Jan 23 (PTI): CBI today arrested a former chairman and three other ex-officials of IDBI Bank along with four former executives of Kingfisher airlines in connection with the Vijay Mallya loan default case.

Those arrested include the then Chairman of IDBI Bank Yogesh Aggarwal and...

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Website: http://www.daijiworld.com

Related topics : india bank loan interest rates / bank loan interest rates / india bank loan rates / india bank loan / interest bank loan

sbi home loan, home loan sbi, sbi home ... - EMI Calculator

Welcome to SBI Home Loan...

Useful Links

Low interest rates. Further, we charge interest on a daily reducing balance!!

Low processing charges.

No hidden costs or administrative charges.

No prepayment...

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Date: 2014-07-01 15:24:11
Website: http://sbihomeloans.co.in

Related topics : home loan interest rate sbi / emi home loan sbi / loan calculator home loan sbi / sbi loan home / emi home loan eligibility calculator