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7 selected articles

Personal Loan to Pay Off Credit Cards: Pros and Cons ...

Updated on December 29, 2015

Are you carrying credit card debt with sky-high interest rates -- in addition to your student loans?

Yikes. That's scary.

You might be feeling overwhelmed by payments. And you might be wondering how you can lower your interest rate, monthly payments, or both.

One potential option -- which holds both upsides and downsides -- is refinancing this debt by taking out a...

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Related topics : loan pay credit card debt / loan consolidation credit card debt / loan credit card pay off / loan credit card debt / student loan debt credit card

Student Loan Income-Based Repayment (IBR) Calculator ...

6 Best Banks to Refinance and Consolidate Student Loans in 2017 Save Money Now

Student Loan Income-Based Repayment (IBR) Calculator

Income Based Repayment (IBR) is a repayment plan available to federal student loan borrowers. It is based on the idea that how much you pay each month should be based on your ability to pay, not how much you owe. When applying for IBR, the government looks at your...

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Related topics : consolidation student loan / student loan forgiveness after 10 years / federal student loan / student loan programs for repayment / direct loan consolidation interest rates

Public Service Loan Forgiveness - Student Loan Hero

Jeffrey Trull

Updated on April 12, 2016

We know that many of you are curious about the Public Service Loan Forgiveness Program, and it's no wonder why. The program promises big rewards for student loan holders in the form of forgiving thousands of dollars in debt.

Yet, as with a lot of programs, the application requirements can be confusing. And then there's always the question of if pursuing...

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Related topics : debt loan forgiveness program / student loan forgiveness after 10 years / student loan forgiveness public service / student loan forgiveness program / loan forgiveness direct consolidation

6 Best Banks to Refinance and Consolidate Your Student ...


Hi Jeffrey,

I understand what rate shopping is, but when I followed the link it only mentioned student loans, but nothing about student loan refinancing (which I assumed would be a bit different). I called their customer support and they told me that refinancing would not fall under this category. Perhaps there is a misunderstanding?

Jeffrey Trull

Hi Eric,

Thanks for your...

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Related topics : direct loan consolidation interest rates / debt consolidation loan interest rates / interest student loan / india bank loan interest rates / bank loan interest rates

How to Use the NSLDS to Find Your ... - Student Loan Hero

Cat Alford

Updated on February 2, 2017

When I graduated from college, I had no idea how to find out how much student loan debt I had. I knew that all of my small $2,000 and $3,000 loans that I took out here and there added up to something, but I wasn't sure exactly how much.

In my case, I called my financial aid office and pulled my credit report on to get the exact amount...

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Related topics : student loan debt consolidation / student loan debt credit report / debt student loan / get student loans paid off / get student loans paid for

How to Claim Your Student Loan Interest Tax Credits and ...

Jeffrey Trull

Hi Shaunak,

I'm sorry, but I'm really not sure on that. That would be a question that you'd need to ask the IRS and/or a tax professional.


Erwin Lius

Hi there,

I've been paying my wife's student loan for the past 2 years : 2014 and 2015 but i completely forgot that we can claim the interest that we pay to the loan company. since i already filed my tax income for 2014 and 2015,...

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Related topics : interest student loans tax deductible / interest student loan tax credit / interest student loan deduction / interest student loan calculator / interest student loan

Student Loan Calculators - Calculate Your Student Loan ...


Student Loan Hero, Inc. is helping 100,000+ borrowers manage and eliminate over $2 billion dollars in student loan debt. We're on a mission to help 44 million Americans manage their student loans smarter.

Disclaimers: Product name, logo, brands, and other...

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Related topics : loan student calculator / student loan education / debt student loan / student loan / education loan calculator