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SBI MaxGain Home Loan Review - With FAQ’s - Jagoinvestor

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In this article we are going to share SBI Maxgain Home Loan review with you. Now a days many home loan borrowers are opting a particular type of home loan from State Bank of India which is called Max Gain because it has many advantages compared to other kind of home loan scheme's. In this SBI Max Gain home loan, an Overdraft (OD) account is assigned to the customer's home loan & any amount...

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Home Loan EMI’s Principle and Interest breakup - With EMI ...

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Do you know who to calculate principle and interest part in your home loan's EMI break up? Do you know how each EMI is distributed to principal and interest repayments? It is extremely important to have this knowledge because a lot of real life decisions like prepaying the loan, opting for the loan tenure and many more such aspects depend on how your EMI is structured.

Basics of Home Loan...

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How Home Loan EMI is calculated. - Jagoinvestor

i = Interest Rate (rate per annum divided by 12)

^ = to the power of

N = loan period in months

Example

Assuming a loan of Rs 1 Lakh at 11 percent per annum , repayable in 15 years, the EMI calculation using the formula will be :

EMI = (100000 x .00916) x ((1+.00916)^180 ) / ([(1+.00916)^180] - 1)

====>...

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Related topics : home loan rate interest / interest rates loan / emi home loan calculator / loan calculator rate / rates home loan

Home loan transfer from LIC HFL to SBI bank - Jagoinvestor

I had taken Home loan from LIC HFL on Oct 2011 with ROI 11.15% fixed for 5 yrs. Now that its completed only 29 months of the tenure( out of 240 Months), I would like to transfer the loan to SBI as it is giving low...

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Related topics : home loan interest rate sbi / emi home loan sbi / sbi loan home / bank home loan / low rate loans compare

Days Past Due (DPD) section - What is the meaning in CIBIL ...

You might have seen a section in your Cibil Report which says DPD (Days Past Due). While Loan Status and Credit Score matter a lot when it comes to getting a loan approved or rejected, a big myth among people is that a clear report (without SETTLED or WRITTEN OFF status) and a credit score above 750/800 are the only two things that they need to get a loan.

at

That's not true. While a clean report...

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Related topics : credit score loan approval / credit score loan / get a bad credit loan / loan credit report / loan bad credit lender