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Student Loans from Great Lakes Educational Loan Services
Great Lakes Student Loans
Backend Student Servicing
Since 1967, Great Lakes Higher Education Corporation has been helping students and their families secure the funding they need to complete a post-secondary education. Great Lakes and its affiliates work hard to match eligible borrowers with lenders who can provide the loans they need to cover the ever rising costs of college tuition.
FAQ on Obama Student Loan Forgiveness Program
What is the PSLF Program? Back to Top
The PSLF Program was established to encourage individuals to enter and remain in public service jobs. The program allows eligible borrowers to cancel the remaining balance of their Direct Loans after serving full time at a public service organization for at least 10 years while making 120 qualifying monthly payments.
Which types of federal student loans...
Student loan lenders may see opportunities with Trump in ...
Discover Financial Services is best-known for its credit cards but the Chicago-area company sees opportunity if the federal government, as widely expected, curtails its student loan lending under a Trump administration.
Only about 6 percent of student loans are private. If the federal government were to phase out its student loan programs, private lenders might be the only ones able to fill a gap...
The Student Loan Lawyer’s Blog – because you really should ...
Written by Joshua Cohen , February 23, 2015, Default , For Attorneys , IBR , Repayment Plans , Student Loan Basics , Student Loan Legislation , Taxes
Dealing with Federal loans means understanding industrial acronyms. But what do you do when the same acronym...
Obama Signs Bill Forgiving All Student Loan Debt - snopes
Obama Signs Bill Forgiving All Student Loan Debt
Has President Obama signed a bill forgiving all student loans taken out within the last ten years?
Claim: President Obama has signed a bill forgiving all student loans taken out within the last ten years.
Example: [Collected via e-mail, June 2014]
CONFIRM IF PRESIDENT SIGNED BILL FORGIVING STUDENT LOANS
Origins: On 5 June...
Student Loan Forgiveness ~ GoCollege.com
> Student Loan Forgiveness
Getting Rid of All Your Debts: The Process of Loan Forgiveness
Many college students are unfamiliar with the idea of 'loan forgiveness'. But it is a process with which all college students should be acquainted. Loan forgiveness could be the answer to avoiding serious long term debt for your college education. While it doesn't come without a price, loan forgiveness...
Related topics : debt loan forgiveness program / student loan forgiveness public service / student loan forgiveness program / student loan forgiveness for nurses / student loan forgiveness for teachers
Subsidized Student Loans - Direct Student Loan Program ...
Direct Subsidized Student Loans
Subsidized loans are federal student loans which are made available to eligible students to help finance a higher education. "Subsidized" means that an eligible borrower does not incur interest charges on the subsidized portion of their federal student loan while enrolled at a participating institution on at least a half-time basis.
Borrowing Process for...
Student Loan Income-Based Repayment (IBR) Calculator ...
6 Best Banks to Refinance and Consolidate Student Loans in 2017 Save Money Now
Student Loan Income-Based Repayment (IBR) Calculator
Income Based Repayment (IBR) is a repayment plan available to federal student loan borrowers. It is based on the idea that how much you pay each month should be based on your ability to pay, not how much you owe. When applying for IBR, the government looks at your...
How to Repay Your Loans | Federal Student Aid
Home » How to Repay Your Loans
Here's your guide to repaying your federal student loans.
Find the right repayment plan for you, learn how to make payments, get help if you can't afford your payments, and see what circumstances might result in a loan being forgiven, canceled, or discharged.
How to Repay Your Loans
Understanding how to repay your federal student loans can save you a lot of time...
Bad Credit Student Loans - My Excite
Bad credit student loan lenders can be searched for easily as there are many private lenders who give loans to such students. The advantage for lenders is that they charge higher interest rates from such students. Students with bad credit have to pay the extra sum to gain the facility of loans. This way it works for both the lender and the student.
Q:Can you tell me the options I have in relation...
8 low-interest student loans - CNNMoney.com
Falling interest rates are enabling a growing number of companies, state programs, and foundations to offer alternative education loans that are significantly cheaper than some of the federal government's offerings.
Some banks and credit unions, for example, are offering fixed-rate loans (which generally require the student and parent to take joint responsibility) at rates as low as 5.5%. You can shop for these private loans at sites such as custudentloans.org, overturemarketplace.com, simpletuition.com or...
Student Loans - Canada.ca
Paying back your Canada Student Loan
It is time to start repaying your loan when you:
have graduated from your studies;
have transferred to part-time studies;
have left school; or
are taking time off school for more than six months.
For the first six months after you leave school, you will not have to make payments to your Canada Student Loan or your provincial student loan. This is called your...
Date: 2017-02-28 05:06:12
How to get your student loans forgiven - Business Insider
There is more than $1.3 trillion in outstanding student loan debt weighing down personal�balance sheets for recent (and not so recent) college graduates. Fortunately, there are many�state and federal programs that help people manage this loan burden by getting part of their�student loan debt forgiven
Public Service Loan Forgiveness
Public Service Loan Forgiveness (PSLF) is the...
How to Get Approved for Student Loans with Bad Credit ...
How to Get Approved for Student Loans with Bad Credit
June 11, 2015
Ask the parents of college students about tuition costs and you can expect a slow roll of the eyes. College costs have increased at a rate of 7% for several decades. Since 1982, family incomes have risen by nearly 120%. However, College tuition has outpaced inflation and family incomes by soaring 500%. College...
What Is Obama Student Loan Forgiveness? - The College Investor
Obama Student Loan Forgiveness Program, which people are searching for, is technically called the Pay As You Earn (PAYE) program.
The goal of Obama Student Loan forgiveness is simple - keep student loan debt manageable and then forgive the remaining balance if certain requirements are met. Too bad more people aren't enrolling in it. The reason? People just don't know how to ask for it.
Sallie Mae Educational Loan Services – Consolidation
Experience Adds to Reputation
Sallie Mae is the country's premier financial services company specializing in the needs of college students and their families. Originally founded in 1972 as a government sponsored agency, Sallie Mae began privatization in 1997. By 2004 the company cut all ties with the Federal government, and today Sallie Mae is a publicly held, private sector financial ...
Federal Direct Loans - New York University
A Federal Direct Subsidized Loan is a low interest need-based loan made to�students enrolled at least half-time�who have completed the�FAFSA for the appropriate academic year. The federal government pays loan interest while the student is in school, and loan repayment begins six months after the student graduates or drops below half-time enrollment. Eligible students are automatically...
Date: 2017-02-27 22:51:50
Federal Direct Loan Interest Rates — Penn State Office of ...
Federal Direct and PLUS interest rates for the 2015-16 and 2016-17 academic years
Interest Rates for the 2015-16 Academic Year
The following fixed interest rates are for Direct Loans first disbursed on or after July 1, 2015 and prior to July 1, 2016.
2015-16 Direct Loan Interest Rates
Federal Direct Subsidized Stafford Loan for undergraduate students
Federal Direct Unsubsidized Stafford Loan for undergraduate students
Federal Direct Unsubsidized Stafford Loan for graduate students��������
Date: 2016-06-15 16:06:27
No Cosigner Student Loans - SimpleTuition
No Cosigner Student Loans
No cosigner student loans are available for students who have an established credit record with a good credit score. It is uncommon for students to qualify for private student loans without a cosigner, as most students lack a good credit score or have no credit history. Students who do not have an established and strong credit history generally will not be able to...
Tax Deductions for Student Loans | Nolo.com
Tax Deductions for Student Loans
With some limitations, you can deduct student loan interest on your federal tax return.
If you meet certain requirements, on your tax return you can deduct some or all of the interest you pay on your qualified student loans. How much you can deduct will depend on:
the amount of qualified student loan interest you pay, and
(Learn more about � student...
Related topics : interest student loans tax deductible / education loan interest deduction / student interest loan deduction 2013 / student interest loan deduction phase out / interest student loan tax credit
Student Loans without Co-signer - SimpleTuition
Student Loans Without a Co-signer
Student loans are designed for college student borrowers, and meant to help students cover the cost of their college education . However, most student loans also require a co-signer to guarantee that the borrowing student will repay the loan, or that the co-signer will step in to pay the loan in case the student fails to do so. While this is understandable...
Student Loan Center | Debt Management Credit Counseling Corp.
Struggling to repay your federal student loans?
Contact DMCC today and find out what your options are for relief . . .
If you are...
2014 Student Loan Interest Tax Deduction – 2013
Interest Tax Deduction
Interest Tax Deductions for Student Loan Debt
In 2016, IRS tax law allows you to claim a student loan interest deduction of $2,500, as long as you and your student loans meet certain eligibility criteria.
Everyone is always looking for ways to reduce their tax liabilities, but many people have no idea that this significant tax deduction is widely available.
In fact, the...
Canada Student Loan and New Brunswick Student Loan
Student financial assistance from the Government of Canada and the Government of New Brunswick is designed to help eligible New Brunswick residents access post-secondary educational opportunities and to encourage them to complete their education in a timely and successful manner.
All federal and provincial student loan, grant and bursary programs for New Brunswick post-secondary students are...
Date: 2017-02-27 20:51:53
Help For Married Couples With Student Loan Debt - ABC News
Week in, week out, readers e-mail me with questions about crushing student loan debts and how to find relief.
Honestly, in most cases, the financial damage has been done and I often feel there's not much help I can offer. But an Illinois woman I heard from not long ago raised an issue that, as it turns out, underscores a recent change to a federal student loan program. It could be the...
Subsidized Federal Student Loans - College Scholarships.org
Pay No Interest on Your Student Loan
Low Income College Funding
Although most students receive some form of financial assistance during college, there is no cookie cutter solution for landing the best aid. Each student's needs are different, so financial aid is a custom-tailored pursuit; as unique as the diverse students who need it. There are, however, time-tested strategies that...
Are student loans tax deductible? - loans.org
Student loans are tax deductible due to the interest accrued on the loans.
The deduction is called the Student Loan Interest Deduction. It works on qualified student loans which are loans taken out solely to pay for higher education.
Riley Holmes, a veteran tax professional at a Chicago-based H&R Block division, said that in order to qualify, the interest on student loans must have been used to...
Date: 2016-09-18 19:33:51
Student Loans | USA.gov
00:00 If you have a federal student loan, there are several options
0:04 available to help you manage your debt.
0:05 And if you're having trouble making your loan payments,
0:08 contact your loan servicer immediately.
0:10 Your loan servicer will walk you through your options.
0:14 For example, you might consider changing your repayment plan.
0:18 There are several repayment options available to...
How to Use the NSLDS to Find Your ... - Student Loan Hero
Updated on February 2, 2017
When I graduated from college, I had no idea how to find out how much student loan debt I had. I knew that all of my small $2,000 and $3,000 loans that I took out here and there added up to something, but I wasn't sure exactly how much.
In my case, I called my financial aid office and pulled my credit report on AnnualCreditReport.com to get the exact amount...
Student Loan Rehabilitation to Get Out of Default | Nolo.com
If you are in default on federal student loans you can get out of default by consolidating your loans or rehabilitating your loan with good faith payments.
If you are in default on federal student loans, there are two principal ways to get out of default:
consolidate your loans into a new loan, or
rehabilitate your loan with good faith payments.
Each option has its advantages and disadvantages....
FinAid | Loans | Student Loan Consolidation
Consolidation Loans combine several student or parent loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans. They also provide an opportunity for alternative repayment plans, making monthly payments more manageable.
Consolidation loans are available for most federal loans, including Stafford, PLUS and SLS, FISL, Perkins, Health Professional...
Student Loan Services and Collections - Home
Loan Services Office (A-227 Murphy Hall) and the Collections Office (10920 Wilshire Blvd., Suite 720).
The Loan Services Office hours of operation are 9AM to 5PM weekdays, with Short-Term Loan Program service from 9AM to 4:30PM and telephone service from 9AM to 4PM.
The Collections Office hours of operation are 8AM to 5PM, with telephone service from 9AM to 5PM.
To better understand the services...
Apply online now. A Union Federal Private Student
The Union Federal Private Student Loan is not available to students or cosigners whose permanent residency state is Iowa or Wisconsin.
Cosigners are great.
If someone with a good credit history is a cosigner, your Union Federal Private Student Loan could be more likely to be approved. It could be an eligible parent, guardian, or a friend.
Refinance Student Loans with SoFi | Federal and Private
Fixed rates start at 3.375% APR and variable rates start
as low as 2.355% APR (with AutoPay) 1 .
Checking your rate will not affect your credit score + .
Find your rate in two minutes
Saving you money on student loans is kind of our thing. In fact, members who refinance with us save an average of $288 2f a month--and $22,359 2 total. SoFi is one of few lenders that handles federal and private...
A guide to student loans | CIBC
Need an appointment? Find a branch
The average cost of post-secondary education in Canada can top $80,000, making financing a reality for most students. If you're unsure of where to start, use this guide to student loans and learn how to apply for federal, provincial and private loans.
Government school loan programs
The federal government has two programs which can help you fund your...
Date: 2016-03-15 02:03:15
Don't be fooled by student debt relief scams - Aug. 16, 2016
You've seen ads offering lower student loan monthly payments and even debt forgiveness. You're skeptical, but one small part of you hopes that maybe, just maybe, there is a way to get help paying off your student loans.
The ad might even call it the "Obama Student Loan Forgiveness Program."
Help paying off a student loan sounds great, but here's the problem: You can get the same student debt...
Related topics : student loan forgiveness program / student loan forgiveness public service / student loan debt consolidation / student loan forgiveness after 10 years / student loan forgiveness obama
How To Get Out Of Default With Student Loan Rehabilitation
Student loan default is a tough place to be. When your loans are in default, you lose the ability to do a lot of things.
First, your credit score will be ruined. It will take years to get that score back, but in the short term, it's going to be low. You can check your credit score any time using a free service like Credit Karma , which also has great tools for managing your debt.
Capital One Financial Education — Student Loans
If you've explored grant and scholarship possibilities and still find yourself still falling short of what you need to pay for school, a student loan can make the difference. They offer lower interest rates than many other financing options and many students wouldn't be able to afford college without them.
There are different kinds of student loans. Some are based on...
Student Loan Questions: Get Answers
Will collection stop while I'm waiting for a reply to a discharge application?
Yes. In most cases, loan holders are required to stop collecting once they receive a completed discharge application. You can also request forbearance so that collection stops while you are gathering information for your application. However, the government says that it has the right to continue Social Security offsets while the application is pending. You may ask for a hardship suspension.
Is evidence of a Social Security or Veteran Affairs disability decision sufficient to qualify for a student loan disability discharge?
For V.A., yes, if...
Federal Student Loan Forgiveness Program - Student Loans
Federal Student Loan Forgiveness for Total and Permanent Disability and Discharge, we will go over some more information about it below. The name of the program is usually shortened to just TPD discharge and may be referred to as such. Ready to learn some more about the program? Let's go.
What is the TPD Discharge?
The TPD discharge is a program that removes your responsibility to pay for your...
Related topics : student loan forgiveness program / student loan forgiveness public service / student loan forgiveness after 10 years / student loan forgiveness for teachers / student loan forgiveness
Federal Student Loan Consolidation | Student Debt Relief
This website is for informational purposes regarding free government programs. Phone numbers listed connect to 3rd party fee-based companies that assist with enrolling in the optimal program(s)
Federal Student Loan Consolidation
A student loan consolidation takes the borrowers loans and combines all the loans into one new loan with one lender, and one weighted average interest rate. This removes...
Student Loan Forbearance - Delay Repayment
Avoid Student Loan Delinquency
Student loan lenders (the U. S. Department of Education and the private market) provide a variety of repayment programs tailored to a new graduate's changing financial circumstances. It is in a lender's best interest to help you pay what you owe, but you should know there is generally a difference in flexibility between federal and private lenders. Since...
Obama Student Loan Forgiveness - SimpleTuition
Obama Student Loan Forgiveness
The United States produces more college graduates than any other nation in the world, yet the overwhelming majority of these graduates finish their education with student loan debt. According to the Institute for College Access & Success , over 70 percent of undergraduates who completed a four-year program had student loans to repay. The average debt was nearly...
Related topics : student loan forgiveness after 10 years / student loan forgiveness obama / student loan forgiveness public service / student loan programs for repayment / student loan forgiveness program
Claim Your Student Loan Interest Tax Credit - Debt 101
Claim Your Student Loan Interest Tax Credit
A Debt 101 Calculator Article
Have you been keeping those annual "Statements of Interest Paid" that come from your student loan lender? If not, ask them to send those statements again. They're worth money to you. And if you're paying off student loans, you need that money!
Actually, you get the money as a 'tax credit' on the part of your student...
Date: 2017-02-28 08:13:30
Parent Plus loan & Smart Option Student Loan Comparison ...
Questions on which is the right loan for you?
Call us at
Encouraging Responsible Borrowing
Sallie Mae has helped more than 34 million Americans pay for college since 1972. We encourage students and families to supplement their savings by exploring grants, scholarships, and federal and state student loans, and to consider the anticipated monthly payments on their total student loan...
Subsidized & Unsubsidized Federal Stafford Loans
Popular Federal Stafford Loans
The First Choice for Flexible and Affordable Student Aid
NOTE: The Stafford Loan, as it has been known for years, has been recently discontinued - replaced by the Federal Direct Loan programs. The following page has been maintained for historical references, but the most current information about these programs now will be found under the Direct Loan Program...
Federal Stafford Loans - International Student Loan
Loan Details | Apply Online | FAQ
Stafford loans are fixed-rate loans for undergraduate and graduate students attending college at least half time. Provided under a federal government program, Stafford loans provide an excellent educational funding resource for US citizens and permanent residents. Because the program is controlled by the US federal government, interest rates can be...
Top Student Loan Scams - The College Investor
The most common student loan consolidation scam is one in which the company charges a consolidation fee, but actually does nothing. The fee is sometimes called processing fees, administrative fees, or consolidation fees.
If you have a federal student loan, there are no fees whatsoever for student loan debt consolidation. You can do it yourself for free at StudentLoans.gov.
If you have a private...
Private Student Loan Consolidation – College
Compare Program Terms and Benefits
It is nearly impossible to complete a college education without creating some level of student debt. Loans, both Federal and private, make it possible for thousands of students every year to achieve their college goals. But all too often those loans become a financial burden to graduating college students, and can leave them in very real economic ...
Undergraduate Student Loans - Smart Option Student Loan ...
Pay interest monthly
Principal & interest
Pay interest every month you're in school and in grace. Your interest rate will be 1 percentage point lower than with our deferred repayment option* and you can save an average of 25%*** on your total student loan cost, compared to our deferred repayment option.
Your undergraduate student loan payments will likely be larger while you're in school and in...