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Federal Versus Private Loans | Federal Student Aid
Federal student loans: These loans are funded by the federal government.
Private student loans: These loans are nonfederal loans, made by a
such as a bank, credit union, state agency, or a school.
If you need to borrow money to pay for college or career school, start with federal student loans.
Federal student loans are:
What are the differences between federal and private student...
Income-Driven Plans | Federal Student Aid
Home » How to Repay Your Loans » Understanding Repayment » Repayment Plans » Income-Driven Plans
If your federal student loan payments are high compared to your income, you may want to repay your loans under an income-driven repayment plan.
Most federal student loans are eligible for at least one income-driven repayment plan. If your income is low enough, your payment could be as low as $0...
Related topics : loan forgiveness direct consolidation / direct loan consolidation interest rates / direct loan consolidation application / direct loan consolidation calculator / loan consolidation direct loans
Loan Consolidation | Federal Student Aid
A Direct Consolidation Loan has a fixed interest rate for the life of the loan. The fixed rate is based on the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of 1%. There is no cap on the interest rate of a Direct Consolidation Loan.
When do I begin repayment?
Repayment of a Direct Consolidation Loan can begin 60 days after the loan is disbursed, or sooner. Your loan servicer will let you know when the first payment is due. The repayment term ranges from 10 to 30 years, depending on the amount of your consolidation loan, your other education loan debt, and the...
Date: 2017-02-28 05:43:16
Related topics : direct loan consolidation interest rates / direct loan servicing consolidation / direct loan consolidation application / debt consolidation loan interest rates / loan consolidation direct loans
How to Repay Your Loans | Federal Student Aid
Home » How to Repay Your Loans
Here's your guide to repaying your federal student loans.
Find the right repayment plan for you, learn how to make payments, get help if you can't afford your payments, and see what circumstances might result in a loan being forgiven, canceled, or discharged.
How to Repay Your Loans
Understanding how to repay your federal student loans can save you a lot of time...
Forgiveness, Cancellation, and Discharge | Federal Student Aid
Home » How to Repay Your Loans » Forgiveness, Cancellation, and Discharge
In certain situations, you can have your federal student loan forgiven, canceled, or discharged.
Find out whether you qualify due to your job, disability, the closure of your school, or other circumstances.
Forgiveness, Cancellation, and Discharge
When can my federal student loans be forgiven, canceled, or...
Loans | Federal Student Aid
Federal student loans are an investment in your future. You should not be afraid to take out federal student loans, but you should be smart about it.
Federal student loans offer many benefits compared to other options you may consider when paying for college:
The interest rate on federal student loans is almost always lower than that on private loans--and much lower than that on a credit...
Subsidized and Unsubsidized Loans - Federal Student Aid
Direct Subsidized Loans and Direct Unsubsidized Loans. (Some people refer to these loans as Stafford Loans or Direct Stafford Loans.)
What's the difference between Direct Subsidized Loans and Direct Unsubsidized Loans?
In short, Direct Subsidized Loans have slightly better terms to help out students with
Here's a quick overview of Direct Subsidized Loans:
Direct Subsidized Loans...
Date: 2017-02-28 02:39:22
Teacher Loan Forgiveness | Federal Student Aid
Teacher Loan Forgiveness
There are two types of
programs for teachers:
Teacher loan forgiveness for Direct Subsidized Loans, Direct Unsubsidized Loans, Subsidized Federal Stafford Loans, and Unsubsidized Federal Stafford Loans
Teacher cancellation for Federal Perkins Loans
Teacher Loan Forgiveness
The Teacher Loan Forgiveness Program is intended to encourage individuals to enter...
Public Service Loan Forgiveness | Federal Student Aid
Your 120 qualifying monthly payments do not need to be consecutive.
If you make a monthly payment for more than the amount you are required to pay, you should keep in mind that you can receive credit for only one payment per month, no matter how much you pay. You can't qualify for PSLF faster by making larger payments. However, if you do want to pay more than your required monthly...
The FSA ID | Federal Student Aid
Sign your ATS for the
Teacher Education Assistance for College and Higher Education (TEACH) Grant
When should I get an FSA ID?
You, and your parent if you're a dependent student, can apply for an FSA ID at any time. If you don't have one by the time you fill out your FAFSA, you will be prompted to apply for one. However, if you think the Social Security Administration (SSA) might have...
Date: 2017-02-28 14:37:32
Related topics : federal student loan