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Credit Card Eligibility Calculators - Martin Lewis Explains

The loans and credit card eligibility calculator does a “soft search” with the credit reference agency Experian.

Normally, when you apply for a financial product the provider does a “hard search” that marks your credit file which other lenders can see when you apply for products in the future; many hard searches on your credit file in a short period of time is detrimental to you chances of getting a product.

With a “soft search” only you can see it on your credit file, but the...

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Related topics : loan credit card calculator

Martin Lewis on Student loan repayments

Early repayment penalties have been scrapped for repaying your student loans. Read our student loan guide for all the best tips and tricks to save on repaying your student loan. http://www.moneysavingexpert.com/students/student-loans-repay

Try the student loan calculator:

http://www.moneysavingexpert.com/students/student-finance-calculator

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Related topics : student loan repayment

Martin Lewis - Loans & Credit Cards Percentages

Martin explains the purpose of the eligibility calculator and how best to time your credit card applications to avoid damaging your credit score. The eligibility calculator does a "soft" search on your credit file and then compares this against the eligibility criteria for major credit cards to predict your chance of acceptance. Try the eligibility checker today: https://www.moneysavingexpert.com/eligibility/

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Related topics : loan credit card calculator

Martin Lewis on the retrospective hike in student loans repayments

Millions of students who started uni since 2012 and beyond are effectively having the cost of their student loan retrospective hiked. Read the Full article: http://www.moneysavingexpert.com/news/loans/2015/11/autumn-statement-2015-hidden-retrospective-hike-in-student-loans-repayments-a-disgrace 95% of respondents to the government consultation on this change said don't freeze the £21k repayment threshold, yet they have frozen it anyway. Full article:...

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Related topics : student loan repayment