Iron Point Mortgage
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What Happens If An Appraisal Comes in Too Low? | Kevin Fritz MLO# 220254
So, you’re in contract, you’ve had several excellent offers, maybe even some above value, you’ve comped out our house well and expect no problems with value,. Everything is going great, the buyer is fully approved and !...your appraisal comes in below value. Is the deal dead?? What do you do…appraisal rebuttal? Well, let's talk this out...
IRON POINT MORTGAGE: We are more than a mortgage lending company. Iron Point Mortgage is your resource for home loans of all types and sizes,...
Related topics : home loan mortgage refinancing / mortgage loan home equity / va home loans / company home loan / equity loan mortgage lenders
FHA Home Loan Series - The Overview
Hi, this is Kevin Fritz with Iron Point Mortgage. Welcome to the FHA Home Loan series. Today we are going to be touching on the FHA Loan. An FHA is a mortgage loan insured by the Federal Housing Authority. While it is like any other loan, when underwritten to meet official FHA loan guidelines, it can be insured with the full backing of the US Government.
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Related topics : mortgage loan fha / fha home loans / va home loans / federal loan home / business mortgage loan
Conventional Loan Series: The Benefits
What Are the Benefits of using a Conventional Loan? A couple of the great benefits of conventional loans are their flexibility and utility. Unlike FHA and VA Loans that are designed only for owner occupied purchases and refinances, the conventional may also be used for second homes (vacation) and investments.
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Related topics : va home loan benefits / refinance fha home mortgage loan / conventional loan / fha home loans / va home loans
The History of the FHA Home Loan
Today we are going to be touching on the history of the FHA Loan. FHA Loans were created in the 1930’s to help banks provide loans to would-be home-buyers with very little down payment. Prior to that time, home-buyers had to supply large down-payments and the terms were not altogether favorable.
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Related topics : fha home loan / mortgage loan fha / bank home loan / va home loans
FHA Loan Income and Employment Requirements
Hi, this is Kevin Fritz with Iron Point Mortgage. Welcome to the FHA Home Loan series. Today we are going to be touching on the FHA Loan Employment and Income Qualifications. Lenders will look at credit history, employment history, assets and income.
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Related topics : fha home loans / mortgage loan fha
Mortgage & Real Estate: 5 FHA Home Loan Facts You May Not Know...
FHA loans are popular with mortgage borrowers because of lower down payment requirements and less stringent lending standards. An FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development.
Related topics : mortgage loan fha / fha home loan
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