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What is a home equity line of credit?
http://www.lawinfo.com/real-estate.html - A home equity line of credit allows a home owner to borrow sums of money from the lender. The lender agrees to lend a maximum amount within an agreed period and the borrower uses the loan as a line of credit, pulling from it when needed. In many ways this is similar to a credit card. You are assigned a specified credit limit that you may borrow up to. A home equity line of credit often has a draw period of 5 to 25 years, allowing you access the funds...
Related topics : line of credit home equity loan / line of credit loans near me / real estate homes
Can I Declare Bankruptcy On Student Loan Debt?
http://www.lawinfo.com/bankruptcy.html - If you have student loans that are bogging you down bankruptcy may not be able to solve your problems. Student loans, like alimony, child support and back due taxes, are nearly impossible to discharge in bankruptcy. Some exceptions may apply to your case, particularly if your student loan came from a private lender. If you borrowed money from a private lender such as a bank or credit union for your education, rather than the federal government, it can...
Related topics : student loan bankruptcies / student loan debt credit card / federal student loan
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