Subsidized v. Unsubsidized Student Loans; The Important Differences

The U.S. Department of Education’s Stafford student loan program has both subsidized and unsubsidized loans, and knowing the difference between the two is very important.

Subsidized loans are available only to those in financial need. This means that the school determines the amount you can borrow, and it cannot exceed your need.

Subsidized loans are only available for undergraduate school, while unsubsidized loans can be used by graduate students as well.

With subsidized loans, the...

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From: Richardson Law Offices

Related topics : loan subsidized and unsubsidized / student loan education

Loan Coians

The Federal Direct Student Loan is a low-cost loan based on demonstrated financial need. Unlike Grants and Scholarships, students will need to repay student loans.

Subsidized (you repay only the amount of the loan, while the government pays the interest it accrues while you're in school), and

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From: opun

Related topics : student loan repayment / federal student loan / subsidized loan amounts