Negative Equity Part I: I am really upside down on my home, can I use a HARP Program Refinance?

http://www.HARPLoanApplication.com As an approved and participating HARP Lender in Florida, we accurately depict what can and can't be done with a HARP 2 upside down refinance. The HARP Refinance Mortgage Loan Program is for real. 321-300-5626

View more

From: MortgageChili

Related topics : home equity refinance harp / refinance mortgage home equity loan

What is refinancing?

Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender.

You could get a lower interest rate and reduce your monthly repayments or you could fix your rate for a certain period, and have the security of fixed monthly repayments.

You could access the equity in your home and take the opportunity to build additional wealth by buying an investment property or renovating.

Refinancing can...

View more

From: Mortgage Choice

Related topics : refinance mortgage home equity loan / debt consolidation home mortgage loan

Negative Equity Part II: Can a Florida HARP Loan help if I am really really upside down on my home?

http://www.HARPLoanApplication.com As an approved and participating HARP Lender in Florida, we accurately depict what can and can't be done with a HARP 2 upside down refinance. The HARP Refinance Mortgage Loan Program is for real. 321-300-5626

View more

From: MortgageChili

Related topics : refinance mortgage home equity loan

Simi Valley CA - Wells Fargo Home Affordable Refinance Program

http://www.TheHomeAffordableRefinanceProgram.com Federal Housing Finance Agency and President Obama announced a new refinance program aims to help struggling homeowners to refinance to today's low interest rate mortgage..no equity required and no loan to value limit.

View more

From: LocalMKTDirect49

Related topics : interest rate home equity loan wells fargo

Points or Loan Origination Fees

Points (or in other words, loan origination fees) paid to acquire or improve your principal residence are fully deductible in the year paid. However, points paid to refinance your mortgage for a better interest rate, or to obtain a home equity loan, or acquire a second residence are deductible over the life of the loan.

View more

From: FreeTaxUSA

Related topics : interest rate home equity loan / home equity loan refinance rates

No Need to Refinance to Pay Off Your 30 Year Mortgage in About Half The Time

PLEASE NOTE: this process is often referred to as the 'money merge' process, because you 'merge' your funds into one account. JUST LIKE YOU WOULD WITH A REGULAR CHECKING ACCOUNT -- you deposit your income -- write checks (take out funds) to pay your expenses (examples: mortgage, car payment, electric bill, etc.) -- exactly what you usually do.

THE DIFFERENCE IS -- you use an OPEN END ACCOUNT instead of a regular checking account. At the beginning of this video I do a brief explanation of...

View more

From: Bobbie Thompson

Related topics : line of credit home equity loan / line of credit loans near me

Should You Refinance To A Heloc Or Traditional Mortgage

This FREE book reveals how to pay off your home in 5-7 years on your current income: http://bit.ly/2fi7xcs

Subscribe to our channel http://bit.ly/RYM-YT

Thinking of refinancing your home? Find out if you should get a home equity line of credit aka heloc or get a traditional mortgage loan.

View more

From: ReplaceYourMortgage

Related topics : line of credit home equity loan / refinance mortgage home equity loan

Cash-out Refinance Loans

There are many ways to use the equity in your home. You can use it to pay for college, home renovations, or to re-invest in more real estate. These loans are available for fixed terms and under Conventional, FHA and VA loan programs. Call us for a no-obligation review to see if you can get cash out of your home!

ALCOVA Mortgage, LLC | Company NMLS #40508

NMLS Consumer Access: http://www.nmlsconsumeraccess.org

View more

From: GoAlcova

Related topics : home equity loan refinance cash out

Mortgage Refinance & Debt Consolidation Video | Bills.com

http://www.bills.com/videos/

Is refinancing your mortgage the best way to pay off your credit card debt? This mortgage refinance video from Bills.com reviews the pros and cons of this option. Visit Bills.com for more personal finance advice and information.

Your home is the largest asset most people will ever own. As the value of your home increases, it's tempting to tap that equity to pay off credit card debt. This can be a good idea, but it can also be dangerous to your financial future...

View more

From: Bills.com

Related topics : refinance debt consolidation mortgage loan / loan pay credit card debt / debt consolidation home mortgage loan / refinance mortgage home equity loan / consolidating mortgage loans

Understanding HARP | The Home Affordable Refinance Program

http://www.mortgagelendingman.com

The HARP program also known as the home affordable refinance program is designed to help homeowners with little or no equity refinance.

The program requires all the standard criteria for a traditional refinance including a credit check, appraisal, and income verification. Even though an appraisal is required under the HARP program, the value of the home itself will not eliminate an applicant from qualifying.

In other words if your upside down on your...

View more

From: James Yancey "The Mortgage Lending Man"

Related topics : home equity refinance harp