Selected videos for topic: mortgage loan debt to income

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Debt To Income Ratios Explained | The Mortgage Minute | Laura Borja San Diego Home Loans

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Debt to income ratios explained.

A debt to income ratio is the percentage of your gross qualifying income that is allocated to debt repayment.

For more information or to get started with the preapproval process:

laura@TheBorjaTeam.com

(858) 3-LOAN-SD

Text PREAPPROVAL TO 44222

From: San Diego Home Loans-Laura Borja

What are the income requirements for VA loans?

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VA mortgages, like all loans, have certain income qualifying requirement. The http://www.directvaloans.com VA loan FAQ video series addresses the commonly asked question, What are the income requirements for VA loans? The income qualifying requirements for VA loans are established by the VA. The debt-to-income ratio for veterans home loans is 41%. So, if a veterans monthly debt obligation is not greater than 41% of his income, a VA lender can consider a veteran home loan. Other factors to be...

From: DirectVALoans

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Mortgage Lingo - Debt To Income Ratio Explained

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Here is some quick info in regards to what DTI is and what the impact is on your loan.

Calculate your DTI (Debt-to-Income) Ratio. http://www.bankrate.com/calculators/mortgages/ratio-debt-calculator.aspx

From: Justice Roberts

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Florida Stated Income Loan

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http://www.finance1online.com

We offer unique Private Mortgage Banking and Hard Money Loan capital for borrowers and/or properties that do not meet

conventional underwriting guidelines. Our lending solutions include: low rate stated income and no doc loans to $2M,

interest only loans, make-sense gross income qualifying, high debt ratio loans to 55% DTI, 2nd mortgages/HELOCs and low

rate Private/Hard money $150K+ for commercial and residential, construction loans to $5M residential hogger...

From: BestVideoFiles

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How Mortgages Work. Qualifying for a Loan. Part10

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How Mortgages Work. Qualifying for a Loan. Part10

In order to qualify for a mortgage, most lenders require that you have a debt-to-income ratio of 28/36 (this can vary depending on the down payment and the type of loan you're getting, however). This means that no more than 28 percent of your total monthly income (from all sources and before taxes) can go toward housing, and no more than 36 percent of your monthly income can go toward your total monthly debt (this includes your mortgage...

From: Online Trading

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Self Employed Mortgage BC | How To Refinance

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How to refinance your mortgage or purchase a home if you are self employed can be complicated. Using a mortgage broker to assist you with products and techniques can significantly increase your chances of getting the best mortgage rate and product at the best mortgage terms.

I can assist self employed home owners with products like:

Stated Income Mortgages Canada..YES!

Self Employed Mortgages Canada ..YES!

Home Equity Loans Canada .............YES!

Second Mortgages...

From: Jeff Di Lorenzo The Mortgage Group

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Mortgage Magic- Loan Qualification-debt to income

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http://www.mortgagemagic.com This is the part that confuses most loan originators and clients. This program makes it easy.

From: mortgagemagicca2

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The Mervin Mortgage Team: Have student loan debt? New mortgage rule affects you

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If you have student loan debt, this message is meant for you. Prior to last fall, if you had deferred or lower payments for an income-based repayment plan, those debts weren't factored against you in mortgage qualification. That's not the case anymore. In fact, with this new rule, lenders are now required to use 2% of the debt balance as your payment. For many, that's like a whole other mortgage payment. Don't give up hope though, as there are workarounds that we've found. To find out more,...

From: The Mervin Mortgage Team

Related topics : mortgage student loan debt

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Understanding Mortgage Debt to Income Ratios | It's Not Rocket Science

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Do you understand mortgage debt to income ratios and what it means to you when trying to get a new mortgage? Don Carriker with IWantAGreatHomeLoan.com goes through DTI (Debt to Income) in this episode of "It's Not Rocket Science". After watching this video you should better understand the mortgage process and how your DTI can greatly affect the amount of money you can borrow for your next mortgage.

This is why it is very important to get approved for your home loan before you start looking...

From: Don Carriker | USA Mortgage

Related topics : mortgage loan debt to income ratio

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