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As we are paying off our credit card, home equity or other loan debt, we are still accruing interest on the account. The secret is to make a category, budget for the account and essentially "purchase" another month to pay off the balance. That is exactly what the YNAB user guide says to do.

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http://butlermortgage.ca Using your mortgage is a great way to pay off high interest rate credit cards, loans and consolidating your debt.

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How John Paid off $45,000 of Student Loans and Credit Cards to Become Debt Free

Learn how John was able to pay off $45,000 of student loans and credit cards to become debt free.

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