With Lending Rate Falling, Should You Take A Short-Term Or Long-Term Home Loan
Demonetization of higher denomination Rs 500 and Rs1,000 notes has made banks flush with deposits, which have now breached the Rs11 lakh-crore mark in one month’s time since the move came into effect. The surge in deposits made lenders like HDFC Bank, Bank of Baroda, Dena Bank and Bank of India cut their benchmark lending rates even without waiting for the RBI monetary policy meet that was held on Dec 7. Now the question everyone’s asking is: whether to opt for a short-term or long-term...
From: The Financial Express
Related topics : bank loan short term / home loan interest rate hdfc
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