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VA Refinance Loans: Home Equity Loans and VA Streamline ...
Introduction to VA Refinance Loans: IRRRL & Cash-Out Refinance Loans
VA Home Refinance Loans
Sometimes you require additional cash now, for a real need. Perhaps you need to pay college tuition, or perhaps it's time to make improvements that will increase the value of your home prior to sale. Maybe you just want to take advantage of lower interest rates so you can keep more of your hard-earned...
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VA Loans & the Debt-to-Income Ratio - VALoans.com
VA Loan Eligibility & the Debt to Income Ratio
Guide to VA Loan Eligibility
Potential military homeowners can qualify for a VA home loan, provided their debt-to-income ratio meets VA and lender standards . Although the debt-to-income ratio, or DTI ratio, is an important part of your financial history that VA loan lenders examine, it's only one of several VA loan qualifications.
What does...
Related topics : mortgage loan debt to income ratio calculator / mortgage loan debt to income ratio / mortgage loan debt to income / mortgage loan debt ratio / va home loan requirements
VALoans.com - VA Home Loans - Learn About the VA Mortgage ...
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VA Loans for Veterans
The VA Loan is a home-mortgage option available to United States Veterans, Service Members and not remarried spouses. VA Loans are issued by qualified lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).
Read About News, Updates, and Guidelines
VALoans.com specializes in...
Related topics : va home loan benefits / va home loan rules / home va loan calculator / mortgage va loan / home va loan
VA Loan Calculator - How Much Can I Borrow? - VA Home Loans
How Much Can I Borrow?
VA Mortgage Calculator
Use the following calculator to determine the maximum monthly payment (P+I) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.
Salary/Wages
Maximum Mortgage Payment (Principal and Interest):
$.00 /mo
Your Estimated Taxes and Insurance:
$.00 /mo
You May Qualify for a Loan Amount Up to:
$
Note: Additional requirements may be needed for loans above...
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VA Loan Assumption - What Veterans Need to Know
VA Loan Assumption - What Veterans Need to Know
If you purchased a home with a VA guaranteed mortgage loan, you may find yourself in a position someday where you need to sell. Active duty military members facing permanent change of station moves, or those who simply want to upgrade to a larger home in a different area must deal with the sale of a home before their VA loan is paid in full. In some...
Related topics : va home loan requirements / va home loan rules / home va loan / mortgage va loan / no home loan
VA Occupancy Rules - VALoans.com
News, updates, and explanations to keep you informed.
VA Occupancy Rules
When you prepare to apply for a VA home loan, the VA occupancy rule is one of the first things you'll learn about. In order to be approved for a VA mortgage , you must certify you intend to use the home as your primary residence.
The "primary borrower" agrees to start using the home as the primary residence within what the...
Related topics : va home loan rules / va home loan requirements / home va loan calculator / home va loan / mortgage va loan
VA Home Loan Requirements & Qualifications - VALoans.com
Overview of the Requirements for VA Loans
VA Home Purchase Loans
Potential VA homebuyers need to meet requirements set by the Department of Veterans Affairs and by the lender they work with to obtain financing. The VA does not make home loans, so lenders can have their own requirements along with the VA's requirements .
Broad Requirements
To obtain a VA loan, the law requires that:
The applicant...
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VA Home Loan Program - VALoans.com
Overview of VA Purchase Loans
VA Home Purchase Loans
A common misconception with the VA loan program is the amount of 'red tape" involved. However, this isn't the case. Many lenders can acquire your Certificate of Eligibility online, and in many cases eligible borrowers can also be processed without a manual underwrite or VA review.
Additionally, if the lender is approved under VA's Lender...
Related topics : va home loan requirements / home va loan / real estate homes / va new homes / get home loan
VA Loan Rules for Termite Inspections - VALoans.com
VA Loan Rules for Termite Inspections
Termites and what the VA labels "wood-destroying pests" can be a serious problem for homeowners, buyers and sellers. House hunters often worry about the condition of older homes when it comes to these pests, and in some cases rightfully so.
To the untrained observer, termite infestations are very difficult to spot unless there is obvious damage. Fortunately,...
Related topics : va home loan inspection / va home loan rules / va home loan requirements / va home loan application / home va loan
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