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Frequently Asked Questions About Student Loan Default

What does default mean?

For most federal student loans, you will default if you have not made a payment in more than 270 days. After that, your lender can file a default claim with the guarantor of your student loan(s). This means that the guarantor will pay the money you owe to your lender. The guarantor will then be responsible for collecting your loan on behalf of the federal government...

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Related topics : get student loans out of default / student default loan / student loan debt credit report / national loan student data system / get student loans out of collections

Consequences of Student Loan Default -

Innovis Data Solutions

Phone: (800) 540-2505

Has your loan(s) already been reported as a default on your credit report? You can still contact TG and establish a repayment arrangement on your loan(s). If you do, TG will report to all nationwide consumer reporting agencies that you are in a voluntary repayment schedule on your loan(s). If you continue to make voluntary payments on an accepted...

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Related topics : student default loan / student loan debt credit report / student loan programs for repayment / national student loan repayment / student loan repayment

Department of Education - Federal Loan Servicers

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Contact information

Note: The contact information provided above is for entities that service federally-owned loans that are held by the U.S. Department of Education (ED). If you are seeking the contact or payment information for a commercially-held federal loan, a private education loan, or both, please contact...

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Related topics : direct loan servicing payment / education loan services / loan direct servicing / direct loans contact / direct loan federal

Discharge and Forgiveness Forms for the FFELP and Direct ...

Total and Permanent Disability Discharge Forms

The Department of Education has created certain loan discharges to provide debt relief to a borrower under certain circumstances, some within and some beyond the borrower's control. A loan...

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Related topics : debt loan forgiveness program / direct loan federal / education loan forgiveness / department of education loan / federal loan