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Mortgage Loan Process – Mortgage
This section will give you a good Idea of the mortgage process and the time frame involved. The knowledge will help you feel more comfortable with your lender as you go through the steps and it will also help you spot any red flags along the way if they should appear.
The type of loan you are applying for will determine the...
Debt to Income Ratio - Mortgage Qualification and ...
Debt to Income Ratio
Mortgage debt to income ratios are the calculations underwriters use to determine whether a borrower can qualify for a mortgage. Debt to income ratios are used to determine if you have the capacity to repay your mortgage.
There are two calculations. The first or Front Ratio is your housing...