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Think twice before rolling credit card debt into mortgage ...

Think twice before rolling credit card debt into mortgage refinancing

Move may pay in short term but could carry big long-term costs

With mortgage rates still near historic lows, consolidating credit card debt in a refinance can substantially lower monthly expenses. Yet many financial experts advise against it.

Take the example of JoAnn and Ray Katz. Three years after Ray...

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When to pay off credit card debt with a personal loan

Using personal loans to pay off credit card debt

The New Frugal You

Gary Foreman is a former financial planner who currently edits The Dollar Stretcher website and newsletters. He writes "New Frugal You," a weekly Q&A column about frugal living, for CreditCards.com

'New Frugal You' archive

Dear New Frugal You,

Is it a good idea to take out a personal loan to pay off credit cards?...

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Related topics : loan pay credit card debt / loan consolidation credit card debt / loan credit card pay off / loan credit card debt / loan credit card consolidation

9 Things You Must Know About Debt Consolidation

9 things you must know about debt management plans

CREDIT CARD HELP: The basic fundamentals of credit cards

Preventing and handling credit card debt

9 things you must know about debt management plans

By Erica Sandberg

Data breach protection: 10 tips

Looking for a way to cope with overwhelming debt? Credit counseling agencies may offer some relief. Their debt management plans can help you get back...

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Related topics : loan consolidation credit card debt / loan pay credit card debt / loan credit card debt / poor credit debt consolidation loans / debt consolidation loans for poor credit