Website: consumerfinance.gov

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What does it mean to consolidate my federal student loans ...

What does it mean to consolidate my federal student loans?

Answer: When you consolidate your federal student loans, you are actually taking out a new loan. This new loan combines several federal student or parent loans into one larger loan.

This new loan combines several federal student or parent loans into one larger loan, which replaces your original federal student loans. You usually won't get a lower interest rate, but you will have a single monthly payment for your new federal direct consolidation loan, rather than making multiple monthly payments. Consolidation loans are available for...

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Related topics : federal student loan / federal loan consolidation / consolidation student loan / student loan programs for repayment / student loan forgiveness after 10 years

What is a federal Direct Loan? How do I find out what kind ...

Answer: A federal Direct Loan is a federal student loan made directly by the U.S. Department of Education. You can learn more about what type of loan you have through the National Student Loan Data System (NSLDS)

Generally, if you took out a federal loan or consolidated...

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Related topics : direct loan federal / federal student loan / direct loan servicing consolidation / loan forgiveness direct consolidation / direct student loan

CFPB Fines Titlemax Parent Company $9 Million for Luring ...

CFPB Fines Titlemax Parent Company $9 Million for Luring Consumers Into More Costly Loans

Lender Also Illegally Exposed Borrowers' Debt Information to Employers, Friends, and Family 

SEP 26, 2016

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WASHINGTON, D.C. -- The Consumer Financial Protection Bureau (CFPB) today took action against TitleMax parent company TMX Finance LLC for luring consumers into costly loan renewals by...

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Related topics : loan calculator auto total cost / home finance loan / finance calculator auto loan / monthly payment auto loan calculator / day loan pay

What is a mortgage loan modification? > Consumer Financial ...

A mortgage loan modification is a change in your loan terms. The modification should be designed to reduce your monthly payment to an amount you can afford.

Modifications come in different forms. Some extend the number of years you have to repay the loan. Others might reduce your interest rate or even reduce your principal to help you make your monthly payments.

Tip:

Carefully consider...

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Related topics : mortgage loan modification form / mortgage loan modification tips / loan modification mortgage / mortgage loan rate of interest / mortgage rate home loan

What is the National Student Loan Data System (NSLDS ...

The National Student Loan Data System, or NSLDS, is the U.S. Department of Education's central database for student...

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Related topics : national loan student data system / national loan student database / loan national student / federal student loan / student loan program